Did you know that each year, billions of dollars in dental insurance benefits are wasted? It’s true, many people pay for dental insurance without maximizing their benefits. That’s because dental insurance benefits don’t rollover into the next year, so if they aren’t used by January 1st, they’ll be gone forever. Keep reading to discover why it’s important to use your dental insurance in Newtown before it’s too late!
Max Out Your Maximum
Your yearly maximum is the most money your insurance plan will pay for your dental work in one year. The key is to know your maximum, and to try to reach it before the year ends. The average yearly maximum is around $1,000, and the easiest way to start using your benefits is to visit your dentist for routine checkups and cleanings.
Keep Your Deductible in Mind
Your deductible, the amount you pay out of pocket before your insurance helps, can be more expensive if you see an out-of-network dentist. Otherwise, deductibles usually average around $50 per year, but this fee can vary from plan to plan.
Make Your Premiums Worth While
If you pay dental premiums, you should definitely take advantage of your benefits. Since you’re already paying money out of each paycheck towards dental work, be sure to actually go in to see your dentists to utilize your benefits. Most insurance plans cover 100% of preventive visits, so even if you don’t have any dental issues, you can see your dentist to cash in on your hard-earned benefits. Preventive checkups can prevent and detect early signs of oral cancer, tooth decay, gum disease, and more.
Keep Your Mouth Healthy
Besides saving money, using up your dental benefits before the year ends will keep your mouth healthy too! Putting off treatment for oral health issues will put you at risk for more extensive and expensive treatments down the road. So, it’s best to visit your dentist twice a year, whether you think you need to or not, to make sure you don’t have any more serious dental issues. You’ll have to pay a lot more out of pocket for restorative treatments compared to preventive visits covered by insurance.
Now that you know why it’s important to use up your insurance benefits before the end of the year, do you have an appointment made? Contact your dentist in Newtown to keep your smile healthy and your wallet happy.
About the Practice
At The Dentists of Newtown, we have a staff of experts ready to help. With general dentists, endodontists, periodontists, oral surgeons, and orthodontists all at one practice, we can provide you with a wide variety of services for any of your needs. For any questions, the dentists can be contacted through their website or by phone at (215) 579-9900.